This is a Students-oriented product. It is aimed at students of tertiary institutions. The Account is designed to meet various financial challenges of campus-life. It affords the students liquidity at all times especially prior to the disbursement of the SSNIT Students Loan.

Features
• It is a Savings Account
• Designated account for the holder’s Student Loan
• Opened with Zero Deposit (without Cash)

Benefits
• Saving for the future
• Access to Cash-point card (ATM)
• Instant loan approval up to 80% of approved SSNIT Loan Amount
• Competitive interest rates on loans
• Convertible into Life Starter Account after school

Requirements/Modalities
• 2 Passport-size pictures
• Completed SSNIT Loan Form appointing HFC Bank as his/her bankers (this could be submitted in due course though)
• Hall name / room number
• Students ID number
• Personal Cell phone number
• Students requiring ATM cards SHOULD apply by completing the required form