Vision
To become a leading Universal Banking institution in the West African sub- region providing world class financial services.

Mission Statement
At HFC, we are committed to creating wealth and a better life for our customers.

The Logo:

The logo of the bank is the merging of the adinkra symbol “Eban” (which represents a fenced home depicting protection, security and safety) with the previous logo of Home Finance Company Limited, the foundation and roof of a house.

This merged logo is a depiction of the fact that we have evolved from an institution whose main scope of operation was mortgage financing, investment management and savings mobilization services into a bank that is primarily committed to broadening the scope of financial products and services that we offer our customers. The “Eban” symbol is an affirmation of the safety and soundness of the quality service, which we intend to continue to deliver to our customers.

PRINCIPAL ACTIVITIES

HFC Bank provides a comprehensive range of mortgage financing, commercial banking and investment banking services. In this regard, HFC is playing several pioneering roles in the development of Ghana’s money and capital markets.

HFC offers mortgage loans to enable qualifying individuals to purchase and own houses. Special packages are available for recognized groups, associations and institutions to meet the home ownership goals of their employees and/or members.

Through its banking and investment management operations, a wide range of financial and investment services are offered to individuals and corporate entities. Funds management, Brokerage, Property management, Current and Deposit accounts and all forms of credit facilities are available.

OWNERSHIP

The largest shareholders as at December 31st 2003 were: Social Security and National Insurance Trust (SSNIT), Union Bank of Nigeria Plc, Ghana Union Assurance Company Limited, State Insurance Company of Ghana, Financial Investment Trust, MIHL/Union Homes Savings & Loans Limited (Nigeria), MIHL/Union Homes Pension Fund (Nigeria), Ghana Reinsurance Company and HFC Unit Trust.